Term loans
One lump sum, fixed payments, predictable timeline. For acquisitions, expansions, equipment, or any move that has a clear price tag and a clear return.
$100K–$5M · 2–10 year terms · Fixed rate
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Fund your next move.
Working capital, growth financing, and acquisition loans for established businesses ready for what's next.
Who we work with
Built for businesses past the starting line.
If you've been operating for years, generating real revenue, and you can see exactly what the next chapter looks like — but the capital to get there isn't sitting in your account — that's what we're here for.
We don't fund hopes. We fund plans.
What we fund
Three ways we put capital to work.
Lines of credit
Capital that's there when you need it, costs nothing when you don't. For inventory cycles, payroll smoothing, or holding cash flexibility through a growth phase.
$50K–$1M · Revolving · Draw as needed
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Acquisition financing
The capital and structure to buy a competitor, a complementary business, or the location next door. We work with sellers, accountants, and your attorney to close cleanly.
$250K–$5M · Asset-backed · Tailored structure
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By the numbers
$1.5M
Median deal size, last twelve months
11 days
Average time to fund from a complete file
47%
Of capital deployed in repeat business
How it works
A clean process. No theatrics.
Apply in fifteen minutes.
Tell us about your business, your numbers, and what you're funding. Online, no documents required to start.
Get a real answer in 48 hours.
A funding specialist reviews your file, asks anything missing, and comes back with a structure — or tells you straight if it's not a fit.
Funded in a week, on average.
Once you accept, capital lands in your operating account. From there it's your move.
FAQ
Questions worth asking.
I.
What size deals do you fund?
Anywhere from $50,000 to $5 million depending on the product. Most of our portfolio sits between $250K and $1.5M.
II.
What do I need to qualify?
At minimum: two years in business, $500,000 in annual revenue, and a personal credit score of 650 or higher. SBA and acquisition deals have additional documentation requirements; your specialist will walk you through them.
III.
Are you a lender or a broker?
A direct lender. We fund deals on our own balance sheet, which means your file goes to our underwriting team, not into a marketplace. The decision-maker on your deal is the same person you talk to.
IV.
How fast is this really?
Initial decisions in 48 hours. Funding typically lands within 7–10 business days from a complete file. Acquisition deals run longer because of due diligence — expect 3–6 weeks for those.
V.
What does this cost?
Rates depend on the product, term, and your file. Term loans currently price between X% and Y% APR. We don't quote a rate before reviewing your business — anyone who does isn't actually underwriting your deal.
VI.
What if I get declined?
We'll tell you why. If it's something fixable — a tax filing, a credit cleanup, a few more months of revenue — we'll tell you when to come back.
Ready when you are.
Fifteen minutes to apply. Forty-eight hours to a real answer. No cost to find out.